Home repairs handled — by the people who’ve done it for 75 years.

A home warranty is a service plan that helps pay to repair or replace major home appliances and systems when they break down from normal wear and tear. Unlike homeowners insurance — which covers events like fire, storms, or theft — a home warranty protects the everyday equipment you rely on, such as your refrigerator, HVAC system, water heater, and washer and dryer. When a covered item fails, you file a claim, pay a flat service deductible, and a qualified technician handles the repair.

For most homeowners, yes. A home warranty turns large, unpredictable repair bills into one manageable plan. A single major repair or replacement — like an HVAC compressor, water heater, or refrigerator — can cost hundreds or even thousands of dollars out of pocket. With Sears Protect you pay a flat service deductible per visit and get access to a nationwide network of technicians, a 180-day workmanship guarantee, and up to $250 in additional annual benefits.

Compare what each plan actually covers, the annual and per-item coverage limits, the service deductible, and how repairs are handled. Sears Protect is backed by 75 years of Sears Home Services experience and 1,500+ in-house technicians, offers clear plans for appliances, systems, or whole-home coverage, includes a 180-day workmanship guarantee, and requires no home inspection or age limit to enroll.

A Sears Protect home warranty covers the mechanical breakdown of major home appliances and systems caused by normal wear and tear — refrigerators, ranges, ovens, dishwashers, built-in microwaves, and washers and dryers, plus systems like heating, air conditioning, plumbing, electrical, and water heaters, depending on your plan.

Common exclusions include pre-existing conditions, improper installation or prior repairs, cosmetic damage, and routine maintenance. Damage from accidents, natural disasters, fire, or theft is handled by homeowners insurance, not a warranty. Repairs and replacements are also subject to your plan’s annual and per-item coverage limits.

No. Sears Protect does not require a home inspection before you enroll, and there is no age limit on your home or its appliances and systems, as long as they are in good working condition when your plan begins.

The service deductible is the flat amount you pay when a technician visits for a covered claim. Coverage limits are the most your plan will pay per item and per year. A workmanship guarantee means covered repairs are guaranteed for a set period — 180 days with Sears Protect. Repair or replace means that if a covered item can’t be fixed, it may be replaced according to your plan terms.